How many levels of social security payment per month is good?

Paying social security should be the most suitable for their financial situation of a gear. The total social security **** is divided into four classes: the lowest class (40%), the first class (60%), the second class (80%), the third class (100%) four classes. Of course, the higher the level of payment, the more you will receive, of course, how much money is also related to the number of years of payment of social security.

One of the best ways to pay for social security every month

When you pay for social security, you should choose the one that meets your financial situation, and you don't have to choose the highest one. Of course, the higher the social security payment, the more retirement pension will be able to receive. This is the more you pay the more you get, but of course the amount of money you get is also related to the number of years you have been paying social security.

Second, the total social security **** is divided into a few gears

There are four gears inside the social security. Participants social insurance monthly contribution standard is divided into the lowest file (40%), a file (60%), two files (80%), three files (100%) four grades. It refers to the previous year's average social average wage contribution base, let's say last year's average social average wage of 3,000 yuan, you such as 80%, you if you are an enterprise staff member of the individual month should pay 8%, that is, pay 192 yuan.

The higher the level of payment, the more you will receive later, which is the more you pay the more you receive, of course, how much money you receive is also related to the number of years of payment of social security.

The lowest class (40%) pension contributions from the old age, basic medical care, mutual aid for the sick (8.5% 1%), maternity insurance *** with the composition of the monthly contribution amount ***548.57 yuan;

First class (60%) monthly contribution amount of 692.37 yuan;

Second class (80%) monthly contribution amount of 835.97 yuan;

Third class (100%) monthly contribution amount of 979.77 yuan. is 979.77 yuan.

Three, how to calculate the premium

The amount of contribution = contribution base multiplied by the contribution ratio.

1, social security contribution base

The social security contribution base is the wage base used by enterprises or individual employees to calculate the payment of social insurance premiums, and multiplied by the prescribed rate, it is the amount of social insurance premiums that should be paid by enterprises or individuals.

The social security contribution base in each region is linked to the local average wage data. It is determined according to the monthly average of all wage income earned by employees from January to December of the previous year. It is determined once a year, and after it is determined, it will not be changed within a year. The time for social security base declaration and adjustment is usually in July.

Enterprises generally take the total wages of the enterprise employees as the contribution base, half of the individual employees will be the average monthly salary of the previous year for the individual to pay social insurance premiums for the wage base. In China, the contribution base is approved by the social insurance agency according to the declaration of the employer, according to the law.

2. Contribution ratio

The contribution ratio is the rate of social insurance premiums. China's Social Insurance Law does not make specific and clear provisions for the social insurance contribution rate. According to our current social insurance related policies, we have implemented different contribution ratios for different types of social insurance.

When paying for social security, you don't have to blindly pursue the highest rate, but rather choose the one that suits you best according to your own financial strength. After paying, try to avoid interrupting the payment of social security fees. This will not only cause the social security years to zero, the medical expenses during the period of interruption can not be reimbursed.