Is the social security paid by part-time workers employee social security?

Workers have to pay five insurances and one gold every month. Five insurances, one gold is employee social security, and the other gold is housing accumulation fund. Although we pay money every day, many people don't know how to use welfare. In fact, we will use five insurances and one gold in all aspects of our lives, such as being hospitalized, getting married and having children, buying a house and a car, and retiring.

Five insurances and one gold = employee social security+housing accumulation fund

Employee medical insurance = medical care+pension+maternity+work injury+unemployment

The social security paid by migrant workers is naturally employee social security. In addition to employee social security, there is also a social security for urban and rural residents.

Employee social security, also known as five insurances, is medical insurance, pension insurance, maternity insurance, unemployment insurance and industrial injury insurance.

There are only two kinds of social security for residents: endowment insurance and medical insurance.

First of all,

The most commonly used is medical insurance, which can be used to reimburse medical expenses. Because of different local policies, the reimbursement amount is different.

Medical insurance has many other uses besides reimbursement of medical expenses. For details, please consult 12333 for your local policies.

For example, employees' personal accounts for medical insurance can not only buy medicines at pharmacies, but also buy commercial insurance in many cities, such as Shanghai Huimin Insurance, that is, Shanghai Bao Hui, which can be bought with the money in the medical insurance card.

Second, maternity insurance may be relatively unpopular, and not many people know it, but it is actually the money that a child can receive, not only to reimburse our maternity expenses, but also to receive maternity allowance.

In some cities, prenatal examination, delivery, even abortion, birth control and other expenses can be reimbursed through maternity insurance.

Maternity allowance is linked to the local average wage, how long the maternity leave is and how much it costs.

This is a very good national welfare, but there are preconditions for receiving maternity allowance. Generally, you have to pay social security for 9 to 12 months before giving birth, and you don't even have a month off.

Third, unemployment insurance, as the name implies, is the money we can get during unemployment. Unemployment benefits are generally paid according to the local minimum monthly wage, and the payment period is related to the number of years we pay.

You can get maternity allowance for up to three months after working for three years, and you can get 10 months after working for five years.

In addition to unemployment benefits, you can also get a copy.

unemployment relief

This is a special policy of the country, and you can get it even if you resign. It's very convenient to apply for these two sums of money, and you can get them directly from the small program of the State Council client, which is particularly convenient.

Fourthly, industrial injury insurance is a kind of insurance that we can apply for if we are injured or suffer from occupational diseases during our work.

There are mainly medical expenses caused by our work-related injuries and wages during the shutdown period, as well as death and disability benefits.

As social security, industrial injury insurance is richer than commercial accident insurance. In addition to accidental injuries at work, it also includes reimbursement of occupational diseases and insurance for sudden death due to acute illness.

Funeral allowance (death at work).

On the way to and from work, if I am injured by a traffic accident or an urban rail transit, passenger ferry or train accident for which I am not primarily responsible, it shall be deemed as a work-related injury;

During working hours and at work, those who died of sudden illness or died within 48 hours after being rescued are identified as work-related injuries;

Workers who were disabled in the army because of war and work have obtained revolutionary disabled soldiers' certificates, and their old injuries recur after going to the employer, which is also recognized as work-related injuries.

Fifth,

Endowment insurance is a social security system.

An important part of social security.

One of the five most important insurances. The purpose of endowment insurance is to protect the elderly.

Basic living needs, providing a stable and reliable source of life.

The basic old-age insurance is based on the principle of ensuring the basic livelihood of retirees. It is mandatory, mutually beneficial and social. Its compulsion is reflected in the legislation and law enforcement of the country, and both enterprises and individuals must participate and must not violate it; Mutual assistance is reflected in the source of endowment insurance, which is generally shared by the state, enterprises and individuals, and is used and paid uniformly.

The current policy is that we pay in full.

15, you can get a monthly pension when you reach retirement age. Because of policy differences, the proportion of payment in different regions is different.

Take the proportion of endowment insurance payment in Beijing as an example: enterprises pay 65438+ 0.6% of the total payment base every month.

Employees should pay 8% of their wages.

However, pensions follow the principle of paying more and getting more. If you have spare capacity, you can consider paying more time.

Sixth,

The housing accumulation fund consists of two parts, one part is paid by the unit where the employee works, and the other part is paid by the individual employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.

Housing accumulation fund is a personal housing savings fund specially used by employees for housing consumption expenditure, which has two characteristics.

First, it is cumulative, that is, the housing provident fund is not an integral part of employees' wages, and it is not paid in cash. It must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented.

The second is special. The housing provident fund is earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. Only when employees leave, retire, die, completely lose their ability to work, terminate their labor relations with their units or move out of their original cities can they withdraw housing provident fund from their accounts.