The medical insurance relationship was transferred from Yiwu to Jinhua, and the personal account of more than 600 yuan was cleared. What happened?

The employee medical insurance that you had to pay yourself in Yiwu was transferred to a factory in Jinhua last month, and the balance of personal medical insurance account of more than 600 yuan was immediately cleared, which is definitely extremely abnormal. Yiwu city belongs to the administrative counties and cities of Jinhua city. At present, the medical insurance for urban workers is a concrete integration, and the medical insurance alliance in the same comprehensive area is actually not transferred.

You have been paying your own fees in Yiwu, and Jinhua's factory belongs to the management measures of Jinhua Medical Insurance Bureau. Only after you go to work in the factory, the colleagues in the factory personnel department will take your ID card to the medical insurance bureau to change the payment subject, just continue to pay in the original account, and even the social security card does not need to be replaced. But now that you have moved to Jinhua, the diversification of 600 personal accounts has not been moved, nor has it been cleared immediately. On the contrary, the assets in personal accounts have not been transferred to the past.

If the medical insurance in Jinhua and Yiwu has not achieved municipal co-ordination, then Yiwu is an independent co-ordination area under Jinhua. According to the relevant provisions of the Measures for the Implementation of Basic Medical Insurance for Urban Employees in Yiwu, all the individual contributions of employees who pay medical insurance for urban employees in Yiwu are included in personal accounts, and the enterprise contributions are classified according to the payment period, that is, the payment period is less than 20 years. According to the deposit base of 1%, if the payment period is more than 20 years but less than 30 years, it will be classified according to 65438+ 0.5% of its own deposit base, and if the payment period is more than 30 years, it will be classified according to 2% of the deposit base.

As an individual insured in Yiwu, you are based on the average monthly income of employees in Yiwu last year. Of the 8% old-age insurance premium paid, 2% is credited to the personal account and 6% to the overall account, which depends on the payment period, because you can't pay more than 20 years, and the allocation ratio of the overall fund within 20 years is 1%, plus 2% of the personal account.

Then after you go to work in Jinhua's factory, because Jinhua and Yiwu are not in the same overall planning area, it involves the migration of medical insurance links. If everyone moves from Yiwu to Jinhua's factory, the medical insurance association actually mainly transfers the payment period and personal account assets. According to the relevant provisions of the Measures for the Implementation of Basic Medical Insurance for Urban Employees in Yiwu, the funds leaving the personal account of medical insurance in Yiwu can be paid to individuals in one lump sum with the transfer.

But now your medical insurance connection has been transferred to the factory in Jinhua city, and the personal account assets have not moved in the past. The main thing is that you must go to Yiwu Medical Insurance Bureau for consultation. If the personal account assets have not been transferred out, or have not been transferred out to your personal account, it will take some time. If the personal account assets have not been transferred, you can apply to Yiwu Medical Insurance Bureau for a one-time transfer of personal account assets.

Generally speaking, employees' medical insurance personal account funds are actually assets transferred to personal accounts on a monthly basis. If it is not used in the previous year, the fee can be carried forward to the next year and will never be cleared. If I leave the original co-ordination area and go to another co-ordination area, I can also transfer. If the funds in my personal account cannot be transferred back or cleared, you can transfer them to me at one time.