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Is there a difference between social security cards run by different banks?
What's the difference between medical insurance card and social security card? In order to solve this problem, Bian Xiao collected some information about medical insurance cards and social security cards for your reference and clarification. The full name of medical insurance card is medical insurance card, which is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, payment, account fund consumption, etc. are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the medical insurance institution will entrust the personal account payment to the insured employee's personal medical insurance card at the end of each month. The medical insurance card is an important voucher for the insured to purchase daily medical care. It is the carrier of personal account of medical insurance, which is used to record the basic information of the insured, including the basic medical insurance premium paid by the individual, the basic medical insurance premium paid by the employer in accordance with the prescribed proportion, other funds and interest. It is a non-financial special card for the insured to carry out basic medical consumption. Social security card is an integrated circuit card (IC card) which is uniformly planned by the Ministry of Labor and Social Security and issued to the society by local labor and social security departments and used in various business fields of labor and social security. Social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. As the social security (personal) card is the focus of the card planning and standardization of the Ministry of Labor and Social Security at present, and most of the cards actually issued in various places are concentrated on this kind of card, the social security card we usually refer to refers to the social security (personal) card. Ministry of Human Resources and Social Security said that it will take about five years to make social security cards generally have financial functions. Hu * Yi, Vice Minister of Ministry of Human Resources and Social Security, introduced at the press conference of the State Council Office on August 30th that the social security card adopts the national unified standard, and the social security number adopts the citizenship number according to the relevant provisions of the Social Insurance Law. The difference between medical insurance card and social security card is different. Medical insurance card is a magnetic stripe card, which is only used for medical treatment in medical insurance institutions. Social security card is an integrated circuit card, which has an 8-kilobyte CPU. Social security card has three functions: information storage, electronic certificate and information query. Cardholders can use this card to seek medical treatment and settle medical insurance personal accounts. You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training; You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits. In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future. The medical insurance card only records medical information and can only be used for medical treatment. The medical insurance card will be cancelled gradually, and now it has been cancelled in many places and replaced by social security cards. In other words, the social security card has many functions, including the function of the medical insurance card. Social security cards have been widely used in public security, social security, medical insurance, civil affairs, provident fund and other departments. You don't need to apply for a social security card. The information stored is different. Medical insurance card (hereinafter referred to as medical insurance card) is a special card for personal account of medical insurance. Taking the personal ID card as the identification code, it stores and records the personal ID card number, name, gender, transfer and consumption of account funds and other detailed information. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the medical insurance department (hereinafter referred to as the medical insurance department) will entrust the personal account funds to the personal medical insurance card of the insured employees at the end of each month. Basic information such as the cardholder's name, gender and citizenship number, as well as the cardholder's personal status (employment, unemployment, retirement, etc.) are recorded on the social security card face and card. ) marked in the card, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, working experience, work-related injuries and occupational diseases. Social security card is the electronic certificate for workers to work in the field of labor security. Different units provide social security for employees, and each employee has a social security payment base. Moreover, the amount of medical insurance card (personal account) is related to age. If the unit pays, it will be paid in different proportions around the age of 45. Simply put, only a small part is deposited in your personal account, that is, your medical insurance card, and most of it is turned over to your local medical insurance pooling fund, that is, the medical insurance center. Just show your medical insurance card when you go to the clinic to register, and swipe your card when you pay (as long as the balance in the card is enough). If you are hospitalized, show your medical insurance card and ID card when you are admitted to the hospital. The medical expenses can be reimbursed by the medical insurance pooling fund according to the local reimbursement ratio.
Legal objectivity:
Article 4 of People's Republic of China (PRC) Social Insurance Law Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Article 72 of the Social Insurance Law of People's Republic of China (PRC) establishes social insurance agencies in overall planning areas. According to the needs of the work, with the approval of the local social insurance administrative department and the organization management organ, the social insurance agency may set up branches and service outlets in this overall planning area. The personnel expenses of social insurance agencies and the basic operating expenses and management expenses incurred in handling social insurance shall be guaranteed by the finance at the same level in accordance with state regulations.
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