How much social security can I get for retirement without paying 15 every month?

How much money you can get for social security retirement without paying 15 every month depends on the local social security policy.

1. Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they reach the statutory retirement age and have accumulated contributions for fifteen years.

2. If the accumulated payment is less than fifteen years, you can continue to pay until you meet the conditions, so as to receive the basic pension on a monthly basis.

3. There is an option to transfer the accumulated contributions to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy the corresponding pension insurance benefits.

4. The calculation basis of pension amount is individual payment period, payment base and local social security policy. In the case of less than fifteen years, it may be necessary to pay back or transfer to other social insurance.

Calculation method of social security:

1, basic pension: calculated according to the standard stipulated by the local social security bureau;

2. Personal account pension: calculated according to the accumulated payment amount and interest rate of personal account;

3. Transitional pension: some areas may give certain transitional pensions according to historical payment;

4. Supplementary pension for enterprises: individuals who have supplementary pension for enterprises during their work in enterprises are also included in the pension.

To sum up, the monthly pension amount of retirees who have not paid social security 15 depends on individual payment years, payment base and local social security policies. If the accumulated payment is less than 15 years, they can choose to continue to pay, pay back or transfer to other social insurance to meet the conditions of receiving basic pension.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.