Medical insurance card to buy drugs record will affect

There is an impact, mainly in the insurance link and claims link.

The social security card is a personal card, as long as you use it, all of your medical treatment and purchase of medication will be recorded. In other words, if you use your social security card to buy medicine, it is the same as buying medicine for yourself, and if you use your social security card to see a doctor, it is the same as seeing a doctor for yourself.

Nowadays, when you buy insurance on the Internet insurance platform, you can usually be insured as long as you pass the health notification, and many people may not have or are not clear about the need to notify the borrowing of social security card. However, in the claims process, the insurance company will verify whether it is eligible for claims, and one of the important judgments is based on the social security records of medical treatment and purchase of medicines. In addition, insurance is based on the principle of utmost good faith, which is violated by failing to provide truthful information prior to enrollment. These two points are likely to affect the final outcome of the claim, resulting in a claims dispute.

Additionally, lending a social security card to another person for reimbursement of medical expenses is legally considered a "fraudulent" act to defraud the national health insurance fund, and the insurance company may also consider the person to whom the card belongs to be a moral hazard when applying for a commercial insurance policy.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"