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Social security has been paid for 13 years. Can a person go back to his roots after he dies?
If individual workers pay 25% of the local average wage to participate in social endowment insurance, from the month of payment, 1 1% will be included in their personal accounts, and the rest 14% will be included in the social pooling part.
If an individual worker dies before meeting the retirement conditions, the part paid by the individual in his personal account, that is, the part credited to his personal account according to the local average salary 1 1% from the date of payment, and the rest after deducting the pension, shall be returned to his legal heir. According to the provisions of the Social Insurance Law, if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
If the retirement social security has not been paid for 15 years, it can be paid at most for 15 years. According to the provisions of the Social Insurance Law, those who have reached the statutory retirement age but have paid less than fifteen years can pay for fifteen years and receive a basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
legal ground
People's Republic of China (PRC) social insurance law
Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
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