Job Recruitment Website - Social security inquiry - May I ask why the proportion of social security contributions is different in different regions?

May I ask why the proportion of social security contributions is different in different regions?

The proportion of social security contributions in different regions is different because it is mainly based on the average monthly salary of urban workers in various provinces and cities and the total salary of the previous year.

The social security payment bases of different cities in the same province are inconsistent, and the social security base is determined according to the average monthly wage income of employees in the previous year 1 to 12. The social insurance payment base is an important basis for calculating the social insurance premiums and social insurance benefits paid by employers and their employees. There are upper and lower limits, depending on the actual situation in each region. You can look at the payment ratio of five insurances and one gold:

1, 20% of the endowment insurance unit and 8% of the individual, all of which are included in the personal account;

2. The proportion of medical insurance payment is unit 10%, and individual 2%+3 yuan;

3. Unemployment insurance payment ratio is 1.5%, and individuals do not pay;

4. Work-related injury insurance determines the work-related injury rate according to the industry scope of the unit.

5, maternity insurance payment ratio is 0.8% of the unit, individuals do not pay. Non-working accounts do not have this, so non-working accounts have at most "four insurances and one gold";

6, the proportion of provident fund deposit according to the actual situation of enterprises, choose the proportion of housing provident fund deposit. Units and individuals bear the maximum provident fund 12% respectively. The payment amount of five insurances and one gold varies from region to region, and the base is the total wages. Some enterprises pay basic wages and some related subsidies, but some enterprises only pay basic wages, which is against the law. The specific proportion should be consulted with the local labor department.

legal ground

Article 12 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.