What is the supplementary medical insurance in social security?

Compared with basic medical insurance, supplementary medical insurance is a powerful supplement to basic medical insurance and an important part of multi-level medical security system. Detailed reference: What is medical insurance? What are they? It is recommended to read carefully.

Medical insurance for accidental injury

This type of insurance is responsible for the medical expenses incurred by the insured due to accidental injury, as an additional responsibility of accidental injury insurance. The insured amount can be the same as the basic insurance, or it can be agreed separately. General medical insurance is paid by way of compensation, which not only stipulates the insurance amount, that is, the payment limit, but also stipulates the treatment period.

Hospitalization medical insurance

This type of insurance is responsible for the medical expenses incurred when the insured needs hospitalization due to illness or accidental injury, and is not responsible for the outpatient medical expenses of the insured. Payment can be made by way of compensation or quota.

Surgical medical insurance

This type of insurance is a single medical insurance, and it is only responsible for the medical expenses incurred by the insured due to surgery, whether it is outpatient surgery or hospitalization surgery. Surgical medical insurance can be underwritten separately, or it can be used as an additional insurance for accident insurance or life insurance.

The surgical medical insurance paid by compensation only stipulates that the insurance amount is the cumulative maximum compensation limit, and the surgical medical insurance paid by a fixed amount. The insurance company only pays the medical insurance premium according to the type of operation performed by the insured.