How to apply for medical insurance?

There are two ways to apply for medical insurance for collective accounts:

1. Individuals need to apply to the social security bureau in the place where the account is located, and the formalities include: my ID card, two recent one-inch photos, premiums, and an application form. And can only apply for old age, medical insurance two.

2, how much to pay is based on the local social wage last year to calculate, and each year is not the same. In addition, also provides for the lowest grade and the highest grade, the lowest grade of the payment shall not be less than 60% of the average monthly salary of social workers, the highest grade of 300% of the average monthly salary of employees. Generally, the lowest grade is the majority.

Expanded Information

The collective account is divided into three main categories:

1. After the release of the college entrance exams, the college or university that admits you will ask you to move your account over, which is the school's collective account.

2. After graduation, if you work as a civil servant or in an organization, your account will be moved directly to the employer, which is the collective account of the organization.

3. If you work in a non-government organization, you will need to attach your account to the Talent Service Center, which is the collective account of the Talent Service Center.

Social health insurance card can be used in the following ways:

1, the scope of use of the card

Participating workers in the designated hospitals, pharmacies, medicine purchase, with the password in the POS machine card use, but can not withdraw cash or transfer use.

2. Balance inquiry of medical insurance card

Participating employees can inquire about the balance by calling the telephone, or at the savings offices of the Bank of China or designated hospitals and pharmacies in urban areas. You can also go online and log in the social security inquiry system to check.

3. Health insurance card transaction inquiry

Participating employees can go to the savings office of the Bank of China with their ID cards and medical certificates to request a printout of the transaction records of their health insurance cards, including the records of the allocation of funds to their individual accounts and the records of consumption. If you have any questions about the transaction records, you can go to the retail business department of BOC to make inquiries.

4. Password of medical insurance card

If the insured workers change their passwords, they can call the phone number to change it, or they can go to the savings office of BOC with their ID cards to change it. If an insured employee forgets his/her password, he/she can go to the savings office of the Bank of China with his/her ID card to lose his/her original password and change it.

5. Custody of medical insurance card

Participating employees should take good care of their medical insurance cards. If they lose their cards inadvertently, they should immediately go to their units to issue a letter of proof and go to the medical insurance office to confirm the loss of their cards with their ID cards and go to the savings office of BOC to register the loss of their cards, go through the procedure of replacing their cards, and then they can get a new card after 7 days.

6. Precautions

When the number of transactions on the medical insurance card reaches 60, the insured employee must go to the savings office of the Bank of China to print the transaction records, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.

Baidu Encyclopedia - Social Medical Insurance Card

Baidu Encyclopedia - Social Security Contributions

Baidu Encyclopedia - Collective Account