To buy social security pension insurance, you need to buy 15. At the age of 60, I began to receive a pension, paying 15. What if he doesn't live to be 60?

One: no payment, 15 retirement will get a pension. Endowment insurance can be paid 1 year, stop for one year, then find a job in the back, and then continue to pay. They will keep a record of the vacant part in the middle, and you can't get a pension until you retire 15 years. Nowadays, many young people have not paid insurance for a few months, or they have only paid insurance for a few months and then change jobs intermittently. Endowment insurance is definitely endless, and there must be some gaps. This is normal.

Two: the benefits of paying more are mainly endowment insurance.

1: social security contribution 15 years, and you can get a pension after retirement. Here I want to introduce a concept.

(1) Suppose you are a male, the legal retirement age is 60, and you start to pay insurance when you are 50, so you are 60 years old. Although you are retired, you can't get a pension, because you only pay 15 insurance when you are 65.

(2) Suppose you start to pay insurance at the age of 20, and when you are 35, you will be 15 years old. After that, you will not pay, and you can still get a pension at the age of 60.

(3) For example, when you start to pay insurance at the age of 20, you pay 100 yuan every month, and when you are 60, you get a pension, and you can get 1500 yuan every month. If you start paying insurance at the age of 20, you won't pay it at the age of 35. You can get a pension when you retire, but you can only get 500 yuan a month. (This data is figurative, and the specific figures depend on the level and time when you pay insurance. ) It's like saving money in a bank. You can't withdraw money until you are 60. The more you save when you are young, the more you get when you are old.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.