The medical insurance card has money, but you can't swipe it.

The medical insurance card has not been activated. After getting the medical insurance card, you need to activate it to use it normally. The insured person can bring the medical insurance card and ID card to the bank or medical insurance center for activation, or call the social security hotline for activation.

1. The medical insurance card is not activated. You need to activate the medical insurance card to use it normally. If you want to activate the social security card, you can go to the bank, medical insurance center or call the social security hotline to activate it. When activating the medical insurance card, the initial password of the medical insurance card must be changed;

2. Not used in the designated area. At present, the medical insurance card is not connected to the national network, so the medical insurance card can only be used in the insured place. Only by opening a medical insurance card at the insured place can reimbursement be made. However, the personal account balance of the medical insurance card cannot be used, even if the medical insurance transfer is handled, the personal account balance of the medical insurance card cannot be transferred;

3. The medical insurance card has expired. The medical insurance card also has a clear term of use. If the medical insurance card expires, it can no longer be used, and you need to go to the medical insurance center to reissue a new one.

The medical insurance center hasn't paid the bill yet. The money in the personal account of the medical insurance card will be transferred regularly every month. If the money hasn't arrived, it won't come out naturally. At this time, you can only wait for a period of time before the account can be used normally after the transfer is successful;

5. Not covered by reimbursement. There are regulations on the scope of medical insurance reimbursement in China, and it will only be reimbursed if it is used in the social security catalogue. However, some self-funded drugs outside the catalogue can be paid with the balance in the personal account of the medical insurance card.

The medical insurance card processing flow is as follows:

1. The insured person carries his/her valid certificate (ID card, household registration book, etc.). ) apply to the neighboring county medical insurance center, and the county medical insurance center will settle on the spot.

2. The insured person can also apply to the nearest street (town) medical insurance service point (hereinafter referred to as the service point) for handling, and the service point will be completed within 3 working days. The insured person shall go to the service point to receive the "Medical Insurance Card" within the specified time.

3. The insured may entrust others to handle it on his behalf. The customer must carry the valid certificates of himself and the insured when handling. 4. When the employer handles it centrally, it can be handled by the employer's letter of introduction and the valid certificate of the agent, and then the employer issues the medical insurance card to the insured.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.