What is the social security payment policy for enterprise employees?

1. The scope of employees who need to pay social security needs to be judged according to the specific regulations of the province where the employees are located. 2. Some payment standards are social security 15 years, and some are paid monthly. 3. In terms of receiving pension after retirement, you need to receive it according to the payment period.

Social security is related to the time and amount of pension received by workers after retirement, but sometimes the social security of enterprise employees is not paid in full and on time and needs to be paid by units or individuals. China has detailed regulations on the policy of paying back social security for employees of enterprises. Below, let me sum up the legal knowledge about the policy of paying back social security for enterprise employees.

What is the social security payment policy for enterprise employees?

1, personnel range

Enterprise personnel with four conditions can be "insured"

People who have worked in collective enterprises in cities and towns in our province (including "57 workers" and "family workers" who worked in enterprises in the 1960s and 1970s) who meet the following conditions at the same time can be included in the scope of basic old-age insurance for employees of urban enterprises in our province upon their own application:

Before (1) 20101231,he had a household registration in our province;

(2) Not participating in the basic old-age insurance for enterprise employees and the old-age insurance for government agencies and institutions;

(3) Reaching or exceeding the required retirement age before 20 10, 12, 3 1 (men reach 60 years of age and women reach 55 years of age, the same below);

(4) Before 1 99665438+101,establish labor relations or form factual labor relations with the urban collective enterprises in our province.

2. Payment and treatment plan

If you pay in one lump sum, you can get a monthly pension.

Eligible personnel submit a written application and pay the basic old-age insurance premium 15 in one lump sum according to the unified payment standard. The basic pension will be paid monthly from the month after all expenses are paid.

The unified standards for the payment of old-age insurance premiums and the calculation and payment of pensions in the whole province are divided into three grades, which are chosen by those who pay back: the monthly pension for those who pay back according to the first grade is 60 1 yuan; According to the second standard, the monthly pension is 492 yuan; If the loan is repaid according to the third standard, the monthly pension is 383 yuan. When determining the supplementary payment amount, the supplementary payment amount will be reduced by 654.38+0.5 million yuan for every 654.38+0 year increase for those over 665.438+0 years, with a maximum reduction of 654.38+0.5 million yuan (see the right table for specific supplementary payment standard and monthly pension level).

In the future, when the state adjusts the basic pension for enterprise retirees, the above-mentioned personnel will be treated as a special group in the province, and measures for adjusting pensions will be studied and formulated separately.

Step 3 increase costs

In principle, it is borne by individuals.

One-time payment of the required expenses shall be borne by individuals in principle, and qualified units are encouraged to give appropriate subsidies. If the original unit no longer exists or does not have the subsidy conditions, all the expenses required for one-time payment shall be borne by the individual.

Those who pay back the basic old-age insurance shall be subject to territorial management and incorporated into the social pooling of urban old-age insurance.

4. Pension collection

The basic pension is paid from the personal account first.

For the identification of birth time, our province implements the method of combining my original file with my resident ID card. If the original file is missing or unclear, the resident identity card shall prevail.

The identification of work experience focuses on whether to establish labor relations with urban employers or form factual labor relations. In principle, my original file records shall prevail: if my file is missing or unclear, I should provide relevant supporting materials, which can only be recognized after being audited by social insurance agencies at or above the county (city, district) and performing publicity procedures.

Supplementary pension insurance premiums paid by employees in one lump sum shall be included in the social pooling fund of basic old-age insurance for enterprise employees according to the standard of 6.5438+0.5 million yuan per person; The rest of the personnel shall be supplemented by the social insurance agency to establish individual payment accounts. The basic pension is paid from the individual payment account first, and after the payment is completed, the overall fund will continue to pay according to the original standard.

For those who die during the period of receiving the basic pension, if there is still a balance in the individual payment account, the rest will be returned to the designated beneficiary or legal heir, and their survivors can receive funeral grants and pensions in accordance with national and provincial regulations.

Those who have enjoyed regular subsidies for survivors' living difficulties and social endowment insurance for urban residents can enjoy the basic pension according to their own wishes, or they can enjoy it after paying back according to the implementation opinions. Regular survivors' living difficulties subsidies, social endowment insurance for urban residents and basic pensions shall not be enjoyed at the same time.

After the payment is included in the one-time payment, the continuous length of service and working hours are not recognized, and it is not regarded as the payment period.

To sum up, the social security payment policy for enterprise employees mainly includes three aspects. One is the scope of employees who need to pay social security, which needs to be judged according to the specific regulations of the province where the employees are located. The other is the standard of 15 to pay social security, and the other is to pay monthly. Third, the pension payment after retirement needs to be paid according to the payment period.