What about self-funded social security? What are the methods?

First, if you have already paid at your own expense, how can you get social security?

1. The ways to participate in social insurance at one's own expense include:

(1) Reimbursement by bills, the time limit for reimbursement varies from place to place, and the time is short, so it needs to be submitted in time according to the time stipulated by the relevant place;

(2) The hospital directly settles accounts with social security, and reimburses according to the corresponding stipulated time and data.

2. Legal basis: Article 82 of People's Republic of China (PRC) Basic Medical Care and Health Promotion Law.

The cost of basic medical services is mainly paid by basic medical insurance funds and individuals. The state raises basic medical insurance funds through various channels according to law, and gradually improves the mechanism of sustainable financing and adjusting the level of basic medical insurance protection.

Citizens have the right and obligation to participate in basic medical insurance according to law. Employers and employees pay basic medical insurance premiums for employees in accordance with state regulations. Urban and rural residents pay the basic medical insurance premiums for urban and rural residents according to regulations.

Article 84

The state establishes and improves the consultation and negotiation mechanism between the basic medical insurance agency and the designated medical and health institutions, scientifically and reasonably determines the payment standard and payment method of the basic medical insurance fund, guides the medical and health institutions to make rational diagnosis and treatment, promotes the orderly flow of patients, and improves the efficiency of the use of the basic medical insurance fund.

Second, how to pay self-funded social security?

Self-funded social security payment methods include

1. Paying social security for residents: that is, flexible employees with local hukou can participate in paying social security for urban and rural residents, and the social security contribution for urban and rural residents is lower than that for employees;

2. Handling social security payment: that is, directly entrusting a special social security payment institution to pay according to the local insurance standards. Under normal circumstances, the social security paid by social security agencies is the social security of insured employees, and the insured needs to pay part of the company's expenses and personal expenses at the same time.