Guizhou five insurance a gold payment standard 2020, Guizhou five insurance a gold minimum standard coefficient

Five insurance and one gold refers to the employer to give workers several kinds of security treatment of the collective name, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and housing provident fund. Many Guizhou partners do not know Guizhou five insurance and gold payment standards and minimum standards, in this article I take you to understand about Guizhou five insurance and gold payment standards 2018, Guizhou five insurance and gold minimum standard coefficients of knowledge, only for reference, specific to the official release of data shall prevail.

The calculation of the contribution base is generally calculated on the basis of the previous year's salary income.

(1) If the employee's salary income is higher than 300% of the average salary of the local employees in the previous year, 300% of the average salary of the local employees in the previous year will be used as the contribution base;

(2) If the employee's salary income is lower than 60% of the average salary of the local employees in the previous year, 60% of the average salary of the local employees in the previous year will be used as the contribution base;

(3) If the employee's salary is between 300% and 60%, the employee's salary will be lower than 60% of the average salary of the local employees in the previous year. between 300% and 60% shall be declared according to the facts. When the salary income of the employee cannot be determined, the contribution base is determined by the average salary of the local employees in the previous year announced by the local labor administration department as the contribution salary.

The contribution base of the housing fund is the average monthly salary of the employee in the previous year, i.e. the total salary in the previous year divided by 12. The previous year refers to the natural year, i.e. from January to December of the previous year.

Warm tips social security contribution base, also known as the social insurance contribution base, is the basis for the insured units and insured persons to pay social insurance premiums. Social insurance contribution base x contribution ratio = payable social insurance premiums.

The minimum contribution ratio of five insurance and one gold in 2017

The minimum standard of five insurance and one gold refers to the result calculated by the employee in accordance with the minimum social security base, the minimum social security ratio and the minimum provident fund contribution base and the minimum provident fund contribution ratio.

Minimum base of five insurance and one gold * minimum contribution ratio of five insurance and one gold.

According to China's current relevant regulations, social security contributions to the average salary of the previous year, 60% to 300% of the payment base. This means that the average social wage increases, the contribution base will also go up. Among them, the social security contribution base is a hurdle, and generally speaking, it has two standards, the maximum standard and the minimum standard. If a person's salary is between the maximum and minimum standards, according to their average monthly salary in the previous year multiplied by the contribution rate to pay; if a person's salary is greater than the maximum standard, according to the maximum standard to pay, the extra part of the money is not paid; more critical is that, if a person's salary is lower than the minimum standard, then you have to pay the money in accordance with the minimum standard.

The social security contribution base is generally based on the average salary as a standard, which is based on the "Interim Measures for the Administration of Employee Basic Pension Insurance Individual Accounts" (Labor Office [1997] No. 116). The Measures stipulate that if the average monthly salary is less than 60% of the average monthly salary of local employees, the contribution shall be made at 60% of the average monthly salary of local employees; if it exceeds 300% of the average monthly salary of local employees, the contribution shall be made at 300% of the average monthly salary of local employees, and the excess shall not be credited to the base of the contributory salary, nor shall it be credited to the base of the pension calculation. The average wage as a reference base is equally significant for unit contributions. Although according to the relevant documents, the social security fees to be paid by enterprises are calculated on the basis of 20% of the total wages of the enterprises, in practice, however, many localities use the average wage as the reference base for making contributions. However, in practice, many places still use the individual account method to restrain enterprises, requiring them to make contributions with reference to the highest and lowest base standards. In addition to pension insurance, which is the main event, the other four insurance policies, such as medical insurance and unemployment, in many places are also based on this base as a reference standard.

Five insurance and gold payment ratio is "different from place to place", in general, five insurance and gold minimum payment ratio is as follows:

Pension insurance: unit payment ratio of 20%, the individual to pay a proportion of 8%;

Medical insurance: unit to pay a proportion of 9% +1%, the individual to pay a proportion of 2% +3;

Medical insurance: unit to pay a proportion of 9% +1%, the individual to pay a proportion of 2% +3;

Medical insurance: unit to pay a proportion of 9% +3 3;

Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.2% (Remarks: Agricultural households do not pay);

Maternity insurance: unit contribution rate 0.8%, individual does not contribute;

Industrial injury insurance: unit contribution rate 0.8%, individual does not contribute;

Provident fund: unit contribution rate 12%, individual contribution

Suggestions, you can log on to the local housing fund management center website or the Human Resources and Social Security Bureau website, to see how much is the minimum standard of five insurance and one gold.