Does every farmer have to pay cooperative medical care and endowment insurance?

The state does not force farmers to pay rural medical insurance and endowment insurance, but only encourages farmers to pay them to ensure their old age.

Legal analysis

If farmers want to pay social security, the annual payment standard should not be lower than 10 yuan. In areas with good economic conditions, the payment standard can be raised accordingly. Whether the employees of township enterprises (excluding those who participate in the new rural cooperative medical system with farmers' families as the unit) participate in the new rural cooperative medical system shall be determined by the people's government at the county level. Conditional township collective economic organizations should give appropriate support to the local new rural cooperative medical system. The types of rural collective economic organizations supporting the new rural cooperative medical system and the standard of capital contribution shall be determined by the people's government at the county level, but the collective capital contribution shall not be apportioned to farmers. Encourage social organizations and individuals to fund the new rural cooperative medical system.

Personal recommendation

Although there is no mandatory requirement, social security does have very good security benefits, which farmers' friends can pay. Paying endowment insurance can ensure that we can have a stable income source after retirement. If you pay all the old-age insurance during your employment, you will have a pension of three or four thousand yuan after retirement. If you pay medical insurance, you can enjoy hospitalization reimbursement and enjoy more treatment with less money. Reduce the burden on families and effectively avoid poverty caused by illness and returning to poverty due to illness.

Extended data

Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.

Endowment insurance is an important part of social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.

According to the Social Insurance Law of People's Republic of China (PRC) and other relevant regulations, the endowment insurance will be gradually reduced from 20 1 May 61day.