Is medical insurance included in five insurances and one gold?

Five insurances and one gold include medical insurance. Among the "five insurances and one gold", "five insurances" is actually what we often call "social security". Social security includes basic old-age insurance, basic medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. The "five insurances" in "five insurances and one gold" mainly refers to employee social security. Because social security for residents only includes basic old-age insurance and basic medical insurance, there is no maternity insurance, industrial injury insurance and unemployment insurance. Also, if you pay employee social security as a flexible employee, you only pay basic old-age insurance and basic medical insurance, and you don't have to pay the other three insurances.

Five insurances and one gold refer to several kinds of security benefits provided by employers, including basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and payment also shows that it is an obligation.

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", the basic medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance.

Before the end of June, 2065438+2007, maternity insurance and basic medical insurance for employees were merged in some pilot areas, and the inspection expenses were reimbursed together with general medical expenses. The pilot period is about one year. The first batch of pilot areas include Handan, Hebei, Jinzhong, Shanxi, Shenyang, Liaoning, Zhengzhou, Henan, Yueyang, Hunan and other cities 12. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in basic medical insurance can enjoy maternity insurance benefits.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.