How many years can social security be paid at most?

Social security can be paid in one lump sum 15 years. Social security payment is not clearly defined, and the specific situation is decided by the social security collection agency according to the specific situation. According to the current regulations, it is forbidden to pay social security in one lump sum in 2020, but it can still be paid in one lump sum in some small counties, which means that it is not forbidden to pay social security in one lump sum in all regions. When individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.

Apply for one-time payment of social insurance subsidies:

Before (1)20 10, 12, 3 1, men will be 50 years old and women will be 40 years old, and before 20 13, 3 1, they will participate in the social insurance for urban workers and complete the payment. Or after continuing to pay the basic old-age insurance premium, the accumulated payment is 15 years, and the retirees who enjoy the medical insurance benefits for employees by paying the difference years of medical insurance for employees in one lump sum can enjoy the social insurance subsidies paid in one lump sum;

(2) Before 2010, 12, 3 1, men should be 50 years old and women should be 40 years old, and they should participate in the social insurance for urban workers before 20 1 1 and complete the payment. After reaching the retirement age stipulated by the state, continue to pay fees until men reach the age of 65. If the payment period of the basic old-age insurance premium does not reach the specified monthly payment period, the payment period of the basic medical insurance premium does not reach the payment period of the basic medical insurance benefits for retirees, and the social insurance premiums of different years are paid in one lump sum according to the regulations, you can apply for a one-time payment of social insurance subsidies.

Legal basis:

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 18 The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.

Article 19

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.