Social security is divided into unit payment and individual payment, and overall account and individual account. Why do you want to divide it like this?

Then our employees are actually responsible for a part of the deposit ratio, and enterprises and institutions, or enterprises where they work, are responsible for a part of the deposit ratio. The part of the deposit ratio borne by the unit is absolutely in the overall account, and generally does not enter everyone's personal account. The two must be interdependent, that is, you can't pay part of the expenses of each individual account independently, which is also prohibited, so you must pay it together with part of the expenses of the overall account.

However, although we say that the unit is not responsible for the payment, after all, everyone pays in full in the form of flexible employment, so a large part of the payment ratio will go into the overall account. We freelancers can participate in endowment insurance and employee medical insurance. These kinds of personal social security can pay social security normally, so social endowment insurance or medical insurance is divided into two different accounts.

It should be noted that the characteristics and main purposes of social security pooling accounts and private accounts should be to perform their respective duties. For example, after the individual account pension insurance is issued on a monthly basis, according to the policy, the individual account pension insurance still needs to be issued again until his death, just change the pre-tax payment method to the pre-tax payment of the social pooling account. In addition, the pre-tax expenditure and application of personal account pension must be implemented in accordance with relevant policies. In fact, it is the characteristics of private account funds, and its right to use is strictly protected by law.

In that case, our employees actually have to bear a part of the deposit ratio. In other words, enterprises and institutions that work for individuals are responsible for a part of the deposit ratio, and the part of the deposit ratio borne by the unit is detailed and generally does not enter our personal account. It is essential to classify the two as interdependent, that is, you can't pay part of the expenses of our personal account independently without paying part of the expenses of the overall account, which is also prohibited, so we must pay part of the expenses together with the overall account.

Among them, people should pay social endowment insurance at the rate of 20%. Compared with employees in the company, the proportion of 8%+ 16% is definitely slightly lower, but the proportion of personal accounts is still 8%, so the 20% paid by everyone is close to 12%. In fact, he didn't access everyone's personal account.

The focus here is on social endowment insurance and medical insurance, so that some of their personal accounts for social endowment insurance tax account for a small part, and most of them are co-ordination accounts, which are created now. Social insurance fund is the core account for granting pensions to retired people who have applied for retirement. Therefore, the overall account is still relatively important, after all, it is related to the legitimate rights and interests of all retirees.