What is the most cost-effective social security payment?

Social security contributions: First, there are generally many grades of payment bases in various places, and there will be a lower limit and an upper limit. The base is selected according to the actual situation. Similarly, industrial injury insurance, maternity insurance, medical insurance and unemployment insurance are all withheld and remitted according to the selected payment base and then according to the proportion of different types of insurance. Second, how much social security you need to pay each month is determined according to your insurance payment base. 1, endowment insurance: 20% for the unit and 8% for the individual; 2. Medical insurance: unit contribution rate 10%, individual contribution rate 2%; 3. Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.5%; 4. Maternity insurance: the unit contribution rate 1%, and individuals do not pay; 5. Work-related injury insurance: the unit contribution rate is 0.5%, and individuals do not pay.

Legal objectivity:

"Social Insurance Law of People's Republic of China (PRC)" Article 16 Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Article 44 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in unemployment insurance, and the employer and employees shall jointly pay unemployment insurance premiums in accordance with state regulations. Article 54 of the Social Insurance Law of People's Republic of China (PRC), if the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.