What is the impact of Shanghai social security breaking off for several months?

Legal analysis: If social security is temporarily suspended (1-3 months), it will have the following effects. After the social security payment is suspended, their respective impacts are: the old-age insurance has no impact, because the old-age insurance is paid cumulatively, as long as the minimum payment period at retirement is 15 years. Impact of medical insurance withholding: you can't enjoy medical insurance treatment in the next month after withholding, and you can only seek medical treatment at your own expense. If the payment is suspended for more than 3 months, the continuous payment time will be cleared and it is necessary to start accumulation again. In addition, the premium for purchasing commercial medical insurance may rise. In addition, if you want to enjoy lifelong medical care, you need to pay for 25 years. Influence of maternity insurance and industrial injury insurance: you can't enjoy it in the next month after the payment is cut off. Even if you continue to hand it in this month, you can enjoy it next month. At the same time, it will also affect buying a house, buying a car and points. Therefore, if possible, try not to pay social security.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.