Can maternity insurance be exempted?

Maternity insurance cannot be exempted, as follows:

1. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Social insurance is compulsory and requires companies and employees to pay. Therefore, maternity insurance must continue to be paid after childbirth;

2. There is no uniform standard for reimbursement of maternity insurance. Maternity insurance reimbursement includes medical expenses and family planning procedures, and the reimbursement ratio is different in different regions. Generally, women's maternity insurance can be reported 75%, and men's maternity insurance can be reported 50%, which can only be reported to one party. The standard of maternity allowance is generally 30 times the average monthly salary of employees in the previous year divided by the prescribed number of vacation days.

Legal basis: Article 7 of People's Republic of China (PRC) Social Insurance Law.

Female employees enjoy 98 days of maternity leave, including prenatal leave 15 days; In case of dystocia, maternity leave shall be increased 15 days; For multiple births, the maternity leave can be increased by 1 5 days for each additional child. Female employees who miscarry less than 4 months after pregnancy are entitled to 15 days maternity leave; Abortion after 4 months of pregnancy is entitled to 42 days of maternity leave.

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.