Payment standard of Qingdao residents' endowment insurance

In 2023, the payment standard of residents' old-age insurance in Qingdao is: 100 yuan, 350 yuan, 500 yuan, 800 yuan, 1000 yuan, 3,000 yuan, 5,000 yuan, 8,000 yuan, 12000 yuan and 65,438 yuan.

Low-income, poor people, and poor groups with difficulties in enjoying policy payment shall be reduced or exempted by the government according to the standard of 100 yuan; The severely disabled shall be paid by the government according to the standard of 500 yuan. The insured person chooses the payment grade independently, and the individual's annual payment shall not exceed the highest payment grade; In addition, low-income people, poor people, poor people, severely disabled people and other groups with payment difficulties can also choose to pay more than 100 yuan.

If you choose to pay 100 yuan and 350 yuan standard, the subsidy standard is 30 yuan per person per year; Choose 500 yuan standard payment, the subsidy standard is 60 yuan per person per year; If 800 yuan is selected and the standard payment is 1000 yuan, the subsidy standard is 80 yuan per person per year; If you choose to pay 3000 yuan or more, the subsidy standard is 100 yuan per person per year.

Individuals who participate in the old-age insurance for residents, who have reached the age of 60 and paid fees according to regulations, can receive the old-age insurance benefits for residents on a monthly basis without receiving the basic old-age security benefits stipulated by the state. The insured person shall enjoy the residents' old-age insurance benefits from the next month that meets the conditions for receiving benefits. Severely disabled persons who need to pay insurance premiums and have reached the age of 55 may apply for treatment in advance. After approval, the old-age insurance benefits will be received from the next month after receiving the treatment procedures.

Benefits of paying residents' old-age insurance:

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2. Make life in later years more secure: the quality of life is inseparable from money, the elderly labor force is weakened, and pensions are linked to the average social wage, making life in later years more secure.

3. Enjoy national treatment: social security is the obligation given to every citizen by the state, and it is also the greatest benefit of buying old-age insurance. Everyone is equal and childlike, and it is fair to pay more and get more.

4. Reduce the burden on children: In China, when parents get old, the burden falls on their children. If they have a certain financial ability, they can reduce the burden on their children to a certain extent in life.

To sum up: pay the old-age insurance for residents within the specified time to protect their rights and interests.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.