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Does personal social security include medical care?
According to the Social Insurance Law, what we usually call social security includes five kinds of insurance, namely, endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.
1. As employees of the enterprise, the enterprise has the obligation and responsibility to participate in the five insurances for its employees, and it has to participate more or less. At the time of enrollment, medical insurance and unemployment insurance are paid by individuals and companies, and the participation fees for work-related injury insurance and maternity insurance are fully borne by the company.
2. For flexible employees, they can only participate in endowment insurance and medical insurance, and the insured shall bear their own expenses, but the proportion of their contributions is greater than the proportion of individual contributions of employee insurance and less than the sum of the proportion of individual and company contributions of employee insurance.
3. Unemployed rural residents (excluding students) who have reached the age of 16 can participate in the new rural old-age insurance, new rural cooperative medical care/urban residents' old-age insurance and urban residents' medical insurance according to the nature of their household registration.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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