What is the meaning of natural person in social security?

1. What does social security natural person mean?

A natural person is relative to a legal person. Personal social security refers to what we usually call participating in social insurance in the name of individuals. According to the document, it should be "individual workers and freelancers who participate in social insurance". Personal social security is the basic guarantee for future life.

Second, how do individuals pay social security?

Individuals who pay social security can only pay pension and medical insurance. The specific process is as follows:

1, how to pay social security for individuals can apply for social security as a freelancer (pension+medical care);

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus (labor and social security bureaus);

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Third, natural person social security and employee social security.

1, national regulations

It used to be social security for natural persons, but later it became social security for employees. If you are from all walks of life in the same city, you need to go to the social security center to transfer your old-age insurance, and then the employer can help you pay it on time.

2. Social security is transferred to employee social security.

After the natural person social security is transferred to the employee social security, the related rights and interests will increase. It turns out that natural person social security mainly pays two types of insurance, endowment insurance and medical insurance, and it is transferred to employee social security. Then, in addition to pension insurance and medical insurance, the employer will also help you pay unemployment insurance, work-related injury support and maternity insurance. Among them, unemployment insurance requires individuals to bear part of it, and the rest is paid by the unit. If a worker is unemployed, injured at work or gives birth to a child, he can receive part of the insurance compensation.

3. Term of payment

After the natural person's social security is transferred to the employee's social security, all the original endowment insurance funds will be transferred to your endowment insurance account, but you can't make the cumulative payment period, it will only increase the amount of endowment insurance, and you can merge the individual payment into the individual+company payment. At the same time, because the company helps you pay 12%, your pension fund has changed from 8% to 20%.

4. Pension

According to the relevant insurance policies, the pension amount comes from two aspects. The basic pension where you retire+total payment/divided by the number of years of collection, the social security amount of you as a natural person will be transferred to the total payment as employee social security, and you need to take 15 years to receive the pension.

Workers can only enjoy the corresponding social insurance benefits if they fulfill their payment obligations in accordance with the law and meet the statutory conditions.

Legal objectivity:

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. "Regulations on the Management of Housing Provident Fund" Article 2 These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.