Should I buy medical insurance if I buy social security?

Buying social security is generally not necessary to buy medical insurance. According to the relevant national laws and regulations, social security includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Therefore, after the insured pays the social security, he has generally paid the medical insurance, and there is no need to pay it again. According to China's relevant laws and regulations, the state has established social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' rights and interests in old age, illness, industrial injury, unemployment and maternity. The right to get material help from the state and society according to law.

Do you still need to buy medical insurance for urban and rural residents after buying social security?

Social security includes medical insurance, and residents can decide whether they need to buy medical insurance again. Medical insurance is a kind of social security. The company has paid you social security, which already includes medical insurance. There are many sayings about medical insurance card and social security card now. The medical insurance card can be used to pay the patient's medical expenses. The social insurance card records the cardholder's social insurance payment, personal account information of endowment insurance, personal account information of medical insurance, professional qualifications and skills, working experience, work-related injuries and occupational diseases. According to the relevant laws and regulations of our country, the employer shall register social insurance for employees and declare and pay social insurance premiums within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Do I still need to buy residents' medical insurance after buying employee medical insurance?

If you buy employee medical insurance in your company, there is no need to buy resident medical insurance, because employee medical insurance is enough. In fact, employees' medical insurance, residents' urban medical insurance and the new rural cooperative medical insurance all belong to the same kind of medical insurance, but only for different groups of people. Employees' medical insurance is aimed at people who work in the unit, residents' urban medical insurance is aimed at people who have no fixed jobs in cities and towns, and the new rural cooperative medical system is aimed at groups who have no jobs in rural areas, so it is repeated to buy employees' medical insurance first and then residents' medical insurance.

Medical insurance for urban workers and medical insurance for urban and rural residents cannot be bought at the same time. Medical insurance can be divided into medical insurance for urban workers and medical insurance for urban and rural residents. Employee medical insurance and resident medical insurance are two basic medical insurance systems for different groups of people. Therefore, if you buy at the same time, you will be suspected of repeated insurance, and you can only choose one of them to participate in insurance.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 2 of the Regulations on the Management of Housing Provident Fund

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.