Social security has only been paid for one year. Can I return it if I don't pay it?

Can't directly refund the paid social insurance premium.

Social security is a social security system, which aims to provide the insured with pension, medical care, unemployment, work injury and maternity protection. Once the social security fees are paid, they will be included in the social security fund to support the operation of the whole social security system.

First, the basic principles of social security payment

Social security payment is based on the principle that the insured person and the unit share the burden, aiming at forming a social insurance joint responsibility system. Once the payment is started, it means that the insured has joined the system and enjoys the corresponding rights and interests.

Second, the use of social security fees.

The social security fees paid are mainly used in the following aspects: first, to provide various social insurance benefits for the insured, such as pension and medical insurance; Second, it is used to make up the income and expenditure gap of the social security fund and ensure the normal operation of the social security system; Third, according to the relevant policies of the state, the social security fund is invested and operated to maintain and increase the value of the fund.

Third, the possibility of social security refund.

Although the social insurance premium is generally non-refundable, it may be refundable under some special circumstances. For example, if the insured person dies for some reason, goes abroad to settle down or reaches the legal retirement age but does not meet the conditions for receiving pension, he can apply for returning the balance of his personal account in accordance with the regulations. Specific refund conditions and procedures should be implemented in accordance with the provisions of the local social security department.

Fourth, matters needing attention

When considering whether to continue to pay social security, the insured should fully understand the relevant provisions and rights of the social security system and make a decision after weighing the advantages and disadvantages. At the same time, for the social security fees that have been paid, relevant vouchers should be properly kept for inquiry and proof when necessary.

To sum up:

Social security has only been paid for a year and I don't want to pay it any more. Under normal circumstances, I can't directly refund the social insurance premium I paid. The social security fees paid will be included in the social security fund to support the operation of the entire social security system. Insured personnel should fully understand the relevant provisions and rights of the social security system and weigh the pros and cons before making a decision. Under special circumstances, there may be a possibility of refund, but it must be implemented in accordance with the regulations of the local social security department.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 stipulates:

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.