Can flexible employment only pay old-age insurance but not medical insurance?

It is possible for flexible employees.

Flexible employees refer to those who are employed in flexible forms such as part-time, temporary and flexible work, including unemployed people, resigned people and self-employed people. Social insurance for such people is often paid by individuals themselves, because there is no specific and stable employer to pay.

The basic endowment insurance does not include medical insurance. Endowment insurance and medical insurance are independent and belong to one of the "five insurances".

Endowment insurance is in line with the retirement conditions stipulated by the state and has gone through relevant procedures; According to the provisions of the basic old-age insurance premium accumulated payment period of 15, approved by the administrative department of labor and social security, can receive a monthly basic pension and funeral subsidies.

Medical insurance establishes a medical insurance fund through the payment of employers and individuals, and the medical expenses incurred by illness are given certain economic compensation by the medical insurance institution. It can help patients get necessary material help from the society, reduce the burden of medical expenses, and prevent patients from having no money to see a doctor.

The relationship between endowment insurance and medical insurance;

Endowment insurance is a social insurance system established in accordance with relevant national laws and regulations to ensure the basic life of workers after retirement. According to the national regulations, the insured person can pay social security 15 years and receive the corresponding amount of pension after retirement.

Medical insurance is a social security system established to compensate the insured for economic losses caused by diseases. After the insured has incurred medical expenses, the medical insurance institution will give the insured certain economic compensation.

In fact, endowment insurance and medical insurance complement each other for the insured. In order to ensure better social security, it is best to pay both. Both are very important, the old-age insurance is limited to the elderly, and the other can be enjoyed for life. Each has its own purpose.

legal ground

Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.