Can medical insurance be broken?

Medical insurance can be cut off for up to three months, and those who exceed three months can only re-participate. Medical insurance is a cumulative form, and medical insurance can interrupt payment halfway. However, during the interruption of medical insurance payment, the parties concerned do not enjoy medical insurance benefits, and the hospitalization expenses must be taken care of by themselves, and they do not enjoy medical insurance reimbursement benefits.

The specific methods to avoid breaking medical insurance are as follows:

1. Try to make up for the broken month. Generally speaking, the situation of breaking off diplomatic relations means that the employer fails to pay social security to employee I on time, and can apply for payment at this time. Generally, the insured can't make it up by himself.

If you don't want to interrupt, you can choose to pay by yourself. If you want to change jobs or rest, you can go to the local social security bureau to apply for medical insurance and endowment insurance.

3, medical insurance interruption should continue to participate as soon as possible. If you find a new unit after leaving your job, you should immediately remind the new unit to pay the social security from the current month. If it is overdue, you should pay the unpaid premium within 3 months.

Social medical insurance is a medical insurance system enforced by the state through legislation. Employers and individuals pay insurance premiums according to a certain proportion, establish social medical insurance funds, and pay medical expenses for employees. Social medical insurance means that when workers get sick, social insurance institutions give appropriate subsidies or reimbursement for their medical expenses, so that workers can recover their health and labor ability as soon as possible and enter the process of social reproduction. Social medical insurance is an important part of social insurance, which is generally borne by the government. The government will use economic, administrative and legal means to implement and organize.

Article 27 of the Social Insurance Law of People's Republic of China (PRC) * * * If an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment reaches the fixed number of years stipulated by the state, he will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.