What is the relationship between free medical care and medical insurance?

Free medical care refers to a social security system implemented by the state to protect national staff and provide free medical care and preventive services to those who enjoy it through medical and health departments in accordance with regulations.

The reform of socialized medicine system will mainly solve two major problems:

First, it is inconvenient to see a doctor;

Second, the gap in the treatment of public medical personnel between districts and counties. After the implementation of the free medical care reform, relevant personnel will also be included in the scope of social security card issuance, and they will take the card for medical treatment and settle accounts in real time like the basic medical insurance participants.

Extended data:

Since 1998, the State Council has issued the Decision on Establishing the Basic Medical Insurance System for Urban Workers (Guo Fa [1998] No.44). In addition to the institutions directly under the central government, Guangdong provincial organs and a few provincial organs, the free medical care system in other provinces in China has gradually merged with the medical care for urban workers.

Guo Fa [1998] No.44 requires all employers in cities and towns, including government agencies, institutions, social organizations and enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc.). ), private non-enterprise units and their employees to participate in the basic medical insurance.

The basic medical insurance premium is paid jointly by the employer and the employees. Among them, the employer's contribution rate is controlled at about 6% of the total wages of employees, and the employee's contribution rate is generally 2% of my salary income.

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