Hunan 20 15 pension calculation and payment base

1. Payment standard of endowment insurance for employees in Hunan Province

What is the payment base and calculation base of the basic old-age insurance for employees in Hunan? When will the basic old-age insurance payment base be adjusted in 2022?

The payment base and plan base are adjusted as follows:

First, the payment base. The payment base of employee basic old-age insurance 202 1 is 5460 yuan/month, and the payment wage index of employee basic old-age insurance 202 1 is adjusted accordingly.

The second is the upper and lower limits of the payment base. The upper limit of the payment base (including employees and flexible employees) is adjusted to 16380 yuan/month, and the lower limit is adjusted to 3276 yuan/month. All localities should make up the difference according to the newly published upper and lower limits of the payment base of 202 1.

Third, calculate the cardinality. The province's 202 1 year retirement is in line with the basic pension for employees. The basic pension for qualified personnel is 6728 yuan/month. Extended knowledge: the insured can transfer the pension insurance relationship between urban and rural residents due to household registration during the payment period. Those who have received treatment according to laws and regulations, regardless of whether the household registration is transferred or not, the relationship between urban and rural residents' endowment insurance is not transferred.

How to handle the transfer of pension insurance relationship between urban and rural residents?

Transfer within the province. Apply to transfer the pension insurance relationship between urban and rural residents at the place of immigration, and do not transfer the funds in personal accounts. According to the laws and regulations of the immigrant place, continue to participate in the insurance payment, and the payment period is calculated cumulatively. Personal account deposits shall be settled by the province in a unified way during the year.

Inter-provincial transfer. Apply for the transfer of the relationship between urban and rural residents' old-age insurance at the place of immigration, transfer all the storage amount of personal accounts at one time, and continue to pay insurance premiums according to the laws and regulations of the place of immigration, and the payment period is calculated cumulatively.

2. Hunan employee pension insurance unit contribution ratio 1, pension insurance: unit contribution ratio 16%, individual contribution ratio 8%;

2. Medical insurance: the unit contribution rate is 8%, and the individual contribution rate is 2%;

3. Unemployment insurance: the contribution ratio of individual units is 0, and industrial injury insurance: the individual contribution ratio is not paid;

5. Maternity insurance: the proportion of unit payment is that individuals do not pay;

3. What is the payment standard of employee pension insurance in Hunan Province?

1, 2022 Changsha Five Insurance and One Gold Payment Standard Changsha 2022 Five Insurance and One Gold Payment Proportion Changsha Five Insurance and One Gold Payment Specific Provisions

2, Changsha five insurance and one gold payment standard 2022

3. one Social security 4, endowment insurance 5, payment base: the average monthly salary of employees in the previous year. The upper limit is tentatively set at 180 18 yuan, and the lower limit is 3604 yuan.

6. Payment ratio: the unit payment ratio is 16%, and the individual payment ratio is 8%. 7. Unemployment insurance. Payment base: the average monthly salary of employees in the previous year. The upper limit is tentatively set at 180 18 yuan, and the lower limit is 3604 yuan.

9. Payment ratio: 1% (7% for the company and 3% for the individual).

10, source: Changsha People's Society 1 1, work-related injury insurance 12, payment base: the employer participating in work-related injury insurance pays the work-related injury insurance premium according to the total wages of its employees multiplied by the payment rate. There is no guarantee and no upper limit for the payment base.

13. Payment proportion: employees' personal work-related injury insurance is not required to be paid, and it is all borne by the employer. According to industry category, it is divided into eight grades, which are 4%, 56%, 8%, 96%, 2%, 6%, 92% and 2% respectively.

14, medical insurance and maternity insurance: payment base: if the monthly salary of employees is lower than 60% of the average monthly salary of employees in the province in the previous year, the individual payment base will be determined according to 60%; More than 300%, according to 300% approved individual payment base. When the sum of individual payment bases is greater than the total wages of all employees of the employer, the sum of individual payment bases shall be taken as the unit payment base. It is determined that the monthly payment base of basic medical insurance and maternity insurance for urban workers in Hunan Province in 20021year is 5460 yuan, with the upper limit of 16380 yuan and the lower limit of 3276 yuan.

15, payment ratio: 8% for medical insurance unit and 2% for individual; Maternity insurance: the unit contribution rate is 7%, and individuals do not pay;

16, two. Provident fund 17, deposit base 18, the total wages of employees in the previous year divided by 12, the upper limit is 26,400 yuan, and the lower limit is 1700 yuan.

19, monthly deposit amount

20. The maximum deposit amount is 6336 yuan, and the minimum deposit amount is 170 yuan. 2 1, provident fund 22, minimum deposit ratio 5%, maximum deposit ratio 12%.

23. The above is the payment standard for five insurances and one gold in Changsha in 2022. Through the above standards, you can roughly know what level your five insurances and one gold belong to.

4. Payment standard of social security endowment insurance in Hunan Province

Some companies bear 20% of the endowment insurance, and individuals pay 8%;

The medical insurance company bears 10%, and the individual pays 2%;

Unemployment insurance companies and individuals are divided into 2% and1%;

Individuals do not have to pay work-related injury insurance and maternity insurance, and the company bears 2% and1%;

Housing provident fund companies bear 7%, and individuals bear 7%.

It can be concluded that the total proportion of the company paying five insurances and one gold is 42%; The total proportion borne by individuals is 18%.

5. Old-age insurance standards for urban workers in Hunan Province

Social security contributions in Hunan Province in 20021year are divided into flexible employment and employee social security, and the standards are as follows:

1. Individual industrial and commercial households without employees, part-time flexible employees who have not participated in the basic old-age insurance for employees and other flexible employees (hereinafter referred to as individual employees) can be 60% (3,263 yuan/month) to 300% (10) of 5,438 yuan/month (based on the benchmark value in 2020, the average growth rate in the last two years).

2. The monthly payment base of the employees of the insured unit at the end of last year or the average monthly salary of the employee in the previous year is the tentative individual payment base, and the monthly payment is made according to the upper limit of 163 14 yuan/month and the minimum living allowance of 3,263 yuan/month (hereinafter referred to as the minimum living allowance); The insured units shall pay monthly according to the sum of the provisional individual payment bases.

6. Payment standard of old-age insurance for residents in Hunan Province

There are many grades of payment standards for rural endowment insurance in Hunan.

Including 100 yuan per year, 200 yuan, 300 yuan, 400 yuan and 500 yuan.

And so on, the insured can choose according to their actual situation.

Pay more. At present, the payment standard of endowment insurance for urban and rural residents in Hunan Province is

Set to 100 yuan per year, 200 yuan, 300 yuan, 400 yuan and 500 yuan.

Yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan,

1500 yuan, 2000 yuan, 2500 yuan, 3000 yuan 14 grade. Monthly standard pension benefits for rural old-age insurance = basic pension (55 yuan)+total personal account = 139. Pension treatment consists of basic pension and personal account pension, which is paid for life.

7. Payment standard and collection standard of endowment insurance for urban and rural residents in Hunan Province

Flexible employees choose grades according to their personal ability to pay; On-the-job personnel pay according to the payment grade declared by the unit. The average wage of employees in the province is 5460 yuan.

The first file: the payment base is 3,276 yuan, and according to 60% of the average salary (5,460 * 60% = 3,276), employees pay 3,276 * 8% = yuan per month; Flexible employees pay 3276*20%= yuan per month.

The second file: the payment base is 3,822 yuan, and employees pay 3,822 * 8% = yuan per month according to 70% of the average salary; Flexible employees pay 3822*20%= yuan per month.

The third file: the payment base is 4368 yuan, and employees pay 4368 * 8% = yuan per month according to 80% of the average salary; Flexible employees pay 4368*20%= yuan per month.

The fourth stage: the payment base is 49 14 yuan, and the employees pay 49 14 * 8% = yuan per month based on 90% of the average work; Flexible employees pay 49 14*20%= yuan per month.

The fifth stage: the payment base is 5460 yuan, the average salary is 100%, and the employees pay 5460*8%= yuan per month; Flexible employees pay 5460*20%= 1092 yuan per month.

The sixth file: the payment base is 10920 yuan, and the employee pays 10920*8%= yuan per month, based on 200% of the average salary; Monthly payment for flexible employees 10920*20%=2 184 yuan.

The seventh file: the payment base is 16380 yuan, and the employee pays 16380 * 8% = yuan per month, based on 300% of the average salary; Monthly payment for flexible employees 16380*20%=3276 yuan.

Knowing the payment base of different grades, you can judge which grades you are paying at present and whether the grades you are paying are high. In addition, for those who are ready to participate in the insurance, they can choose according to their affordability.

If you are on-the-job, you will find that the endowment insurance is deducted from your monthly salary for one month, which means that the unit pays according to 100% of the average salary, and the payment grade is relatively high.

8. Payment standard of social endowment insurance in Hunan Province

The payment standard of rural old-age insurance in Hunan has several grades, 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, etc. The insured can choose to pay more and get more according to his actual situation.

At present, the old-age insurance payment standards for urban and rural residents in Hunan Province are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2,500 yuan and 3,000 yuan per year. The insured person chooses the payment grade independently, and pays more.

9. Social endowment insurance for employees in Hunan Province

In 20021year, the payment base of basic old-age insurance for employees was 5460 yuan/month, and the wage index of basic old-age insurance for employees in 20021year was adjusted accordingly.

The upper limit of the payment base (including employees and flexible employees) is adjusted to 16380 yuan/month, and the lower limit is adjusted to 3276 yuan/month. All localities should make up the difference according to the newly published upper and lower limits of the payment base of 202 1.

The calculation base of the province's eligible 202 1 retired employee basic pension is 6728 yuan/month.

The above provisions shall be implemented as of 20211.

10. Payment standard of endowment insurance for urban and rural residents in Hunan Province

At present, the payment of endowment insurance for Hunan residents cannot be paid 1. 1 10,000 a year, nor can it be paid suddenly according to the highest payment grade and standard of Hunan Province, which is 3,000 yuan/person/year.

The payment standard of old-age insurance for urban and rural residents in Hunan Province is divided into 13 files, with the lowest being 200 yuan per person per year and the highest being 3,000 yuan per person per year.

The endowment insurance fund for urban and rural residents consists of individual contributions, collective subsidies and government subsidies. According to the national requirements and the income growth of urban and rural residents, our province will adjust the payment grade standard in a timely manner.