The difference between enterprise social security and enterprise social security

Legal analysis: the difference between enterprise endowment insurance and enterprise endowment insurance;

1, the enterprise pension insurance is determined according to the on-the-job salary and the length of service at retirement; Enterprise endowment insurance is determined according to the number of years of participation, payment base and local social wages in the year of retirement;

2, institutions endowment insurance payment base should be not less than the sum of the file salary and retirement fee; The payment base of enterprise endowment insurance is based on actual salary or social average salary;

3. The contribution rate of endowment insurance in public institutions is 25%, in units 20%, in individuals 5%, in enterprises 28%, in units 20% and in individuals 8%;

4, the basic pension institutions according to my payment period, retirement, resignation and a certain proportion of total wages. The basic pension of enterprise units consists of basic pension and personal account pension. The monthly standard of basic pension is based on the average monthly salary of employees in the whole province in the last year when I retire and the average monthly salary of my indexed payment, and the payment is paid to 1 year. The monthly standard of personal account pension is the amount of personal account storage divided by the number of months calculated;

5 institutions endowment insurance must be paid continuously, without interruption. If there is a gap in the endowment insurance of enterprise units, the pension benefits will be reduced after retirement.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.