Hangzhou linping new house purchase policy

What are the contents of the New Deal for Buying a House in Linping, Hangzhou?

Hangzhou Linping House Purchase New Deal mainly includes the following contents:

I. Policy overview

In order to further implement the real estate control policy, strengthen the management of the real estate market and promote the healthy development of the real estate market, Linping District of Hangzhou has issued a series of new policies for purchasing houses. These policies are mainly aimed at the real estate market in Linping District, aiming at optimizing the market environment, stabilizing housing prices and promoting the healthy development of the real estate market.

Second, the purchase conditions

Property buyers must meet one of the following conditions:

(1) has a household registration in Linping District;

(2) Working in Linping District and paying social security for more than one year;

(3) Having settled in Linping District for one year, and having actual residence in the local area.

Restrict house purchase: In order to prevent speculative real estate speculation and curb investment house purchase, the buyer of the second house must meet one of the following conditions:

(1) The husband and wife buy a house together, and the family has minor children;

(2) Purchase non-ordinary self-occupied housing.

Loan policy: When the purchaser applies for individual housing loan, the down payment ratio shall not be less than 30%. For households that own a house and the corresponding housing loan is not settled, the minimum down payment is adjusted to not less than 40%. Families who own a house and have settled their loans apply for housing provident fund to buy a house, with a minimum down payment of 30%. At the same time, if you buy non-ordinary self-occupied housing, the down payment ratio is not less than 60%.

Yaohao Policy: In order to ensure fairness and justice, Linping District implements the system of house selection by Yaohao. For new commercial housing projects, real estate development enterprises with sales conditions can publicly shake the number of families without housing. For affordable housing such as price-limited commercial housing and affordable housing, it is sold by public lottery.

Priority purchase: For qualified talents and families without housing, priority purchase policy can be enjoyed. The specific conditions and standards shall be formulated by the Linping District Government according to the actual situation.

Third, market supervision.

Strengthen the supervision of the real estate market: Linping district government will strengthen the supervision of the real estate market and severely crack down on all kinds of illegal activities such as false propaganda and price gouging.

Strictly control the land auction: In order to control the rising house prices, the Linping district government will strictly control the land auction price and formulate a reasonable land transfer plan.

Strengthen the management of real estate agencies: For real estate agencies, Linping District Government will strengthen the supervision of their qualifications and business, and promote their standardized operation.

Preventing market fluctuation: In order to prevent the real estate market from fluctuating greatly, Linping district government will take various measures to stabilize market sentiment, such as strengthening the guidance of public opinion and releasing market information in time.

To sum up:

Hangzhou Linping's new housing policy mainly includes housing conditions, loan policies and market supervision. By strengthening market supervision, optimizing policies and measures, and implementing regulatory policies, we can promote the healthy development of the real estate market and protect the legitimate rights and interests of buyers. At the same time, the New Deal also pays attention to strengthening land management, standardizing market order, optimizing business environment and promoting sustainable economic development in Linping District. Legal basis:

Article 39 of People's Republic of China (PRC) City Real Estate Management Law stipulates: "When the real estate is transferred, the ownership of the house and the land use right within the occupied area of the house are transferred at the same time. Article 61 stipulates: "Where real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of real estate change. "