Xingning social security inquiry personal account

Yes, you can get a pension if you buy it at the age of 60 and make up the rest in one lump sum.

1. According to Article 16 of the Social Insurance Law of People's Republic of China (PRC), individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

2. According to Article 17 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 14 stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Third, the payment base for flexible employees to participate in the basic old-age insurance is determined according to a certain proportion of the average monthly salary of employees in the province in the previous year. Every social security year is different, so it is impossible to calculate 15 how much they have to pay. From July, 20 12 to June, 20 13, the monthly payment base of flexible employees participating in the basic old-age insurance in our city can be selected between 50% and 300% of the average monthly salary of employees in the province, and the payment ratio is 20%. That is, the minimum monthly payment standard is 1882X20%=376.40 yuan, and the maximum is11289x20% = 2257.80 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.