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You can buy a house with a provident fund loan.

Required materials for housing provident fund loans:

1. Household registers of the borrower and his/her spouse;

2. Resident identity cards of the borrower and his/her spouse;

3. Proof of the borrower's marital status;

4. Proof of the downpayment on the purchase of a house;

5. Bank-printed report on the creditworthiness of the borrower and his/her spouse;

6. A contract or agreement for the purchase and sale of a house that complies with the law.

Housing fund processing conditions:

1. Individuals and their units must have paid housing fund continuously for one year;

2. Borrowers have stable economic income, good credit, and the ability to repay the principal and interest of the loan;

3. Borrowers purchasing a commercial property must have no less than 30% of the total house price.

Housing Provident Fund Process:

1. The lender prepares the relevant information, goes to the bank to fill out the loan application and submits the materials;

2. The lending bank receives the application and carries out the confirmation and examination of the information;

3. After the examination and examination, the lending bank contacts the lender and signs the relevant contract;

4. The bank disburses the money and the lender fulfill their repayment responsibilities.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"