The company has helped me to pay social security, I can still buy my own on top of the company's additional?

Insurance editor to help you answer, more questions can be online Q&A.

Hello! My company pays for my social security, can I purchase additional insurance on top of the company's? Yes, you can. Social security only provides the most basic protection, its coverage), but the protection is low, can only meet the basic protection needs. Commercial insurance can well make up for the shortcomings of social security, can be based on each person's different circumstances to choose the right insurance products.

What is the main difference between commercial insurance and social security?

1, commercial insurance is a kind of business behavior, the insurance industry operators to the pursuit of profit for the purpose of independent accounting, self-management, self-supporting; social insurance is a kind of national social security system, the purpose of which is to provide people with a basic livelihood security, backed by state financial support.

2, commercial insurance in accordance with the principle of parallel voluntary, whether to establish an insurance relationship is entirely by the policyholder's own decision; and social insurance is mandatory, all the citizens or laborers who meet the legal conditions, its payment of insurance costs, acceptance of the protection, are directly stipulated by the national legislation.

3, commercial insurance coverage by the policyholder, the insured and the insurance company to determine the negotiation of different insurance contracts under different types of insurance, the scope and level of protection of the insured is different, while the scope of protection of social insurance is generally prescribed by the state in advance, the risk of a narrower range of protection, the level of protection is also relatively low.

For a single individual, is both the need for social security at the same time also need other insurance, the two combined with each other, can provide people with more comprehensive protection. We offer professional business insurance products, you can carefully compare the choice: