After paying 15 social security, can I still retire normally at retirement age?

Pay social security 15 years, and you can retire normally when you reach retirement age.

1. Employees who have reached the statutory retirement age and paid social insurance for 15 years can go through retirement procedures normally and receive pensions;

2. If the employee's social security payment period is less than 15 years, he can choose to pay back or transfer to the new rural social endowment insurance or urban residents' social endowment insurance to meet the conditions for receiving pensions;

3, employees can also choose not to pay, apply for termination of the pension insurance relationship, and get back the amount of personal account storage at one time;

4. After reaching retirement age, the time to continue working is no longer included in the length of service, and the overpaid social security fees are not included in the pension insurance account.

Basic provisions of social security:

1. Composition of social security: Social security includes five categories: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance;

2. Payment period: Old-age insurance usually needs to pay 65,438+05 years to receive a pension at retirement;

3. Impact of stopping payment: The interruption of social security payment may affect the conditions and amount of receiving pension;

4. Repayment mechanism: in some areas, social security is allowed to be paid before reaching retirement age to meet the conditions for receiving pensions;

5. Retirement conditions: In addition to the social security payment period, retirement conditions also include reaching the statutory retirement age.

To sum up, when employees reach the statutory retirement age, if they have paid social security 15 years, they can retire normally and receive pensions; Those who are less than 15 years can pay back or reinsurance, or they can choose to terminate the relationship and get back the storage amount; If you continue to work beyond the retirement age, the length of service will no longer accumulate, and the overpaid social security will not be included in the pension account.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.