How much is five insurances and one gold in Haikou, Hainan? What is the salary of ordinary employees? Does it matter if you buy social security with only five insurances and no gold?

The payment ratio and base of Haikou five insurances and one gold;

Based on personal salary, five insurances (endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, among which, industrial injury insurance and maternity insurance are only paid by the unit, and individuals do not have to pay): employees pay 10.5%, and the unit pays 30.6%.

Housing provident fund is also mandatory now. All contributions paid by units and individuals are included in employees' personal accounts, and they can apply for provident fund loans. The proportion of housing provident fund payment is determined by the unit, ranging from 5% to 12%.

Extended data:

deal with

(1) social security and provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment

Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

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