Can I get a loan with a social security card?

The social security card itself cannot be directly used for loans, but it can be used as one of the basis or conditions for loan applications.

Social security card is mainly used to record personal social security payment and related benefits, such as medical insurance and endowment insurance. It is not an asset or a financial instrument, so it cannot be directly used for loans like a bank card. However, some financial institutions may consider the applicant's social security payment when approving the loan application, thinking that the stable social security payment record reflects the applicant's stable income source and good credit status, thus increasing the success rate of the loan application.

The main materials required for handling social security cards are as follows:

1. identification, such as China people's * * and Chinese resident identity card; If it is for minors, you need to bring the valid identity certificate of the guardian and the proof of guardianship relationship (such as birth certificate, household registration book, etc.). ).

2. Household registration book, the original and photocopy of the applicant's own household registration book; If the household registration information is inconsistent with the ID card information, relevant certification materials shall be provided.

Three, social security certificate, has participated in social insurance related certificates, generally issued by the unit or community;

Fourth, recent photos

Five, according to the specific situation of different regions and individuals, it may be necessary to provide relevant materials, such as employment certificate, student certificate, retirement certificate, etc. ;

To sum up, the social security card itself cannot be directly used for loans, but it can be used as one of the basis or conditions for applying for loans.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.