Must individual industrial and commercial households pay social security?

Individual industrial and commercial households do not have to pay social security.

According to the regulations, individual industrial and commercial households can voluntarily apply for social insurance, including basic old-age insurance, basic medical insurance, industrial injury insurance, maternity insurance and unemployment insurance. If individual industrial and commercial households choose to participate in social insurance, they need to pay social security fees to the local social security department in accordance with the regulations, and get corresponding social security benefits according to the payment time and amount. It should be noted that there may be differences in social security policies and regulations in different regions. For example, in some areas, individual industrial and commercial households may need to be registered as enterprises to pay social security fees.

The social security payment period is stipulated as follows:

1, the cumulative payment period of medical insurance (including the deemed payment period and actual payment period in this city) shall be 30 years for men and 25 years for women;

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund, from which the insured can obtain fixed income and loss compensation;

3. Pay the basic old-age insurance premium 15 years and the basic medical insurance premium for 20 years in the same city. When retiring, it will be calculated according to the standard of the city where the payment is made;

4 to participate in the basic old-age insurance, individuals who have reached the statutory retirement age and accumulated contributions for fifteen years, receive the basic pension on a monthly basis.

To sum up, it is recommended to consult the local social security department or relevant institutions to understand the specific social security policies and regulations, and decide whether to pay social security fees according to their actual situation.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

Article 23

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.