Minimum social security payment standard in 2023

The minimum standards for social security contributions in 2023 are as follows:

1. Old-age insurance: Before the benchmark value of the annual payment base is determined in 2023, the tentative payment base of the basic old-age insurance for employees is 6575 yuan per month, and the payment base is between 60% and 300% of the benchmark value (that is, 3945 yuan per month to 19725 yuan per month). The payment ratio is 16% for the unit and 8% for the individual;

2. Unemployment insurance: Before the benchmark value of the annual payment base is determined in 2023, the benchmark value of the temporary payment base of the basic old-age insurance for employees is 6,575 yuan per month, and the payment base is between 60% and 300% of the benchmark value. The payment ratio is 0.7% for the unit and 0.3% for the individual;

3. Work-related injury insurance: The employer participating in the work-related injury insurance shall pay the work-related injury insurance premium according to the total wages of its employees (the sum of the wages of the insured) multiplied by the payment rate.

Social security contributions are divided into six grades:

The monthly payment standard of social insurance for social insurance participants is divided into four grades: the lowest grade 4%, the first grade 60%, the second grade 80% and the third grade 100%. Generally refers to the payment base of the average social wage in the previous year, for example, the average social wage in the previous year was 3000 yuan. If 80% is selected, it is an enterprise employee, and the individual needs to pay 8% every month, that is, 192 yuan. The higher the grade, the more you get, and the amount of money you get is usually related to the number of years you pay social security. The minimum 40% pension payment is composed of pension, basic medical care, mutual aid for serious illness and maternity insurance, with a monthly payment of ***548.57 yuan. The first gear is 60%, and the monthly payment is 692.37 yuan. The second gear is 80%, and the monthly payment is 835.97 yuan. Third gear 100% monthly payment is 979.77 yuan.

To sum up, the basic medical insurance for urban and rural residents is an important livelihood security system. In life, residents who fail to get insurance in time can't enjoy medical insurance reimbursement for their grandchildren when they are hospitalized due to sudden illness, which causes great economic burden to their families.

Legal basis:

Article 88 of the Social Insurance Law

Whoever defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and a fine of not less than two times but not more than five times the amount defrauded shall be imposed.

Article 266 of the Criminal Law

Whoever defrauds social security benefits such as pension, medical care, work injury, unemployment and maternity by fraud, forged certification materials or other means shall be convicted of swindling public or private property.

Article 5 of the Interim Measures for the Administration of the List of Serious Untrustworthy Persons in the Field of Social Insurance

After the recipients of social insurance benefits lose their eligibility to receive benefits, if they or others impersonate or impersonate social insurance benefits for more than 6 months or the amount exceeds 1000 yuan, they still refuse to return them after being ordered to return them, or fail to perform them on time after signing the repayment agreement, the local human resources and social security departments at or above the county level will include them in the list of serious social insurance untrustworthy people.