How much does it cost for Xiamen social security to pay 65438+to retire in 2005? You will understand after reading it in a month.

Xiamen social security payment 65438+how much money to retire in 2005 will be understood after reading it in one month. Let me have a brief understanding.

Xiamen social security pension insurance payment 15 pension calculation formula:

Xiamen citizen retirement pension calculation formula:

Xiamen Pension Month = Xiamen Basic Pension+Xiamen Personal Account Pension.

1, Xiamen social security basic pension = (average monthly salary of employees in Xiamen last year+average monthly payment salary of individuals in Xiamen) /2× payment period × 1%.

Figure: Average monthly salary of former employees in Xiamen

Average salary in Xiamen in the past month: 3804

Individual indexed monthly average wage in Xiamen: because the monthly average wage index is uncertain, the median is 100%.

Average monthly salary of social security individuals in Xiamen: 3804x 100%=3804.

Xiamen basic pension = (3804+3804)/2x15x1%= 570.6.

Xiamen 2022 basic pension (15) =570.6/ month.

Remarks: 1: Xiamen's basic social security pension comes from Xiamen's pension pooling fund and is extracted from 20% of the pension insurance paid by enterprises in Xiamen. Although it is not directly included in the personal accounts of Xiamen citizens, Fuze's citizens who retire in Xiamen will mention it when issuing Xiamen pensions.

2, Xiamen personal account pension (15) = Xiamen personal account storage/personal account pension months.

Xiamen personal account storage amount = user's individual payment base x pension insurance payment ratio x pension insurance payment period

Xiamen individual payment base: 2448.5; Xiamen social security endowment insurance payment ratio: 8%; Pension insurance payment period: 15 years;

Personal account deposit of social security and old-age insurance in Xiamen = 2448.5x8% x (15x65438+February) =35258.4.

Number of retirement months of Xiamen social security pension at the age of 50:195; Number of retirement months of Xiamen social security pension at 60 years old: 139

Monthly pension payment of personal account of social security endowment insurance in Xiamen: amount of personal account in Xiamen/number of months of pension payment.

Personal account pension for 50-year-old retired women in Xiamen = 35258.4/195 =180.81/month.

Personal account pension for 60-year-old men in Xiamen = 35,258.4/139 = 253.66/month.

Remarks: 1: The inquiry method of personal account deposit in Xiamen can also be inquired on the social insurance online service platform in Xiamen.

Note 2: Xiamen individual payment base is calculated according to the actual payment base. This article is for reference only.