How to deal with social security card lending?

Generally speaking, lending a medical insurance card will have the following effects: 1. It is illegal to be caught using the medical insurance card illegally: it has violated the law to lend the medical insurance card to others, and may also bear criminal responsibility if the circumstances are serious. Second, commercial insurance may be refused: the consumption record of medical insurance card will be recorded in your own medical insurance name, which has a great impact on your insurance. Many insurance companies will directly refuse insurance based on the moral hazard control of insurance, thinking that you are dishonest. Third, commercial insurance claims may fail: by default, the medical insurance card is for personal use, one card for each person, and all consumption records are considered by the insurance company as your personal medical situation. At this time, the insurance company will not tell you about "human feelings", and the insurance company's tolerance for social security card lending is very low. According to the provisions of Article 88 of the Social Insurance Law, if the social insurance benefits are defrauded by fraud, forged certification materials or other means, the social insurance administrative department shall order it to return the defrauded social insurance benefits and impose a fine of not less than two times but not more than five times the amount defrauded.