Chongqing social security payment policy

Legal analysis: the insured who has reached the age of 60 and paid more than 15 will receive the pension from the next month after reaching the age of 60, and those who have paid less than 15 can make up to 15 in one lump sum. Among them, in the pilot of the basic old-age insurance system for urban and rural residents in all districts and counties (autonomous counties), those who are over 45 years old but under 60 years old can choose not to make up 15.

Legal basis: Notice II on handling opinions on the payment of basic old-age insurance for enterprise employees. Payment methods and standards

(1) The basic old-age insurance premium paid before March 1993 is calculated according to the original average monthly salary of employees in Chongqing 220 yuan (2649 yuan/65438+February) and paid monthly.

(II) If the number of insured persons or the number of months missed after 1 March, 9931is overdue, it shall be calculated according to my average salary of employees in urban economic units in the whole city in the previous year × the sum of my annual payment index × the payment ratio (20%) when applying for overdue procedures (see Annex for the calculation method), and no personal account interest, pooling fund interest and late payment fee will be charged.

The term "annual payment index" as mentioned in this item refers to the ratio between the corresponding annual payment base of the employees of the employer and the corresponding average wage of the employees of this city in the previous year (the average wage of the employees of urban economic units, hereinafter referred to as the social flat wage), which is specifically calculated by the social insurance agency of the insured place.

(III) If the basic old-age insurance premium is not paid in the past years after 1 March, 9931,in addition to paying the principal of the basic old-age insurance premium and the interest of individual account according to the Notice of Chongqing Municipal Labor and Social Security Bureau on Handling Opinions on Several Issues Concerning Participating in the Basic Old-age Insurance for Employees of Urban Enterprises (No.248 [2006] of Chongqing Labor and Social Security Bureau).

Among the expenses that employers and employees should pay back as stipulated in this article, the expenses borne by employees themselves shall be calculated according to the proportion of individual contributions of employees of enterprises in this city in the corresponding year, and the rest shall be borne by employers.