Job Recruitment Website - Social security inquiry - How long will Shenzhen social security expire?
How long will Shenzhen social security expire?
1, medical insurance can't be reimbursed by medical insurance card from the month after the payment is stopped, and you can continue to enjoy medical reimbursement if you pay again. Medical insurance has a buffer period of 3 months from the date of suspension of payment. Over this period, recalculate the continuous payment period. In addition, medical insurance can generally be interrupted three times, otherwise the payment period will be accumulated again. Do not enjoy all medical insurance benefits such as medical reimbursement during the interruption period;
2. Unemployment insurance and maternity insurance can continue to enjoy the rights and interests of the current year after paying 1 year, and the rights and interests will expire after the direct suspension of the next year;
3. Work-related injury insurance is available immediately. Once it is stopped, it will be invalid the next month;
4. Generally speaking, endowment insurance is calculated cumulatively according to (15). If the payment is interrupted during this period, you can pay again.
When the social security is paid off, it can be repaid in the following three ways:
1. Intermediary payment: Choosing an appropriate social security agency to pay for it is the most direct and worry-free remedy, but it will generate the amount of payment. We not only need to pay the necessary fees for social security, but also pay the service fees of social security agencies;
2. Social Security Bureau pays by itself: For local people, they can go directly to the Social Security Bureau and pay social security for urban workers or urban residents;
3. Subsequent payment: The years of pension and medical insurance can be accumulated. If the supply is cut off, it will be enough after the year. So, you can also choose to pay back the money at some time in the future. It is recommended to pay 15 years before retirement.
To sum up, the suspension of social security payment for three months will affect the reimbursement time and annual reimbursement amount. If the cumulative interruption exceeds three months, the payment period of medical insurance will be cleared, and the payment period will be recalculated after renewal; Maternity insurance recalculates the payment period, and you can't enjoy maternity insurance benefits if you pay for less than one year in a row.
Legal basis:
Article 63 of People's Republic of China (PRC) Social Insurance Law
If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.
If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.
If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, and the proceeds from the auction will be used to offset the social insurance premium.
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