What is organ insurance?

Agency insurance refers to the social security of personnel in government agencies and institutions.

The pension gap between retirees from government agencies and institutions and retirees from small and medium-sized enterprises is indeed very large. Before the integration of pensions, institutions did not participate in social security. Retirees are paid according to the basic salary, post salary, performance salary and various subsidies during their work, and then according to the retirement salary of calculate length. However, due to the reform of the old-age insurance system from 1992 to 1996, employees have joined the social security system in a unified way. When they retire, they all calculate their retirement benefits according to their own payment years, payment base, payment ratio, accumulated amount in personal accounts, social wages and other factors, so the gap in retirement benefits is large.

In the collection of social insurance premiums, the tax authorities will be responsible from 20 19 1, which can effectively solve the problem that enterprises fail to pay social insurance premiums for employees in full and on time, or even miss or owe them, and safeguard the legitimate rights and interests of employees. Enterprises pay social insurance premiums for employees on time and in full. According to the principle that the longer the payment period, the higher the payment amount and the more pensions, the pension benefits of enterprise employees will naturally improve. For example, with the passage of time, after the end of the transition period of 10 years, retirees in government agencies and institutions have also adopted the same method to calculate pensions as employees in enterprises. There is no limit to the height and there is no subsidy. The pension level of retirees from government agencies and institutions and retirees from enterprises will gradually be flat.

Benefits of paying social insurance:

1, users can receive a certain living security fee every month after retirement;

2. Drugs purchased in pharmacies can be paid by social security cards, and expenses can be reimbursed when there is a major illness that requires hospitalization observation;

3. If an accident occurs during working hours or due to work reasons, compensation can be made;

4. Women have compensation allowance during childbirth, and all expenses incurred during childbirth are reimbursed.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.