Share amount of Shenzhen family medical insurance

How to use the share of Shenzhen family medical insurance;

The balance of family medical insurance account cannot be shared directly. In order to share personal medical insurance accounts with family members, that is, family members help each other, users need to first establish a medical insurance mutual account, then transfer the money from the personal medical insurance card account to the medical insurance mutual account, and then bind the medical insurance mutual account to the personal medical insurance accounts of other family members, so that family members will still directly swipe their own medical insurance card accounts to pay when buying medicines. If the funds in the personal medical insurance account are insufficient, you need to use the funds in the medical insurance provident fund account.

A social security couple in Shenzhen can share the rent, and the relevant regulations are as follows:

1. Husband and wife social security cards can be used with each other. In short, the family member association program is similar to a program shared by the insured and the whole family. After using the medical insurance "family account" insured person, the basic medical expenses and local supplementary medical expenses paid by the parties at the designated medical institutions only need to be paid by their own credit cards, and there is no need to fill in the form on the spot;

2. The inclusion of family members in the insured association must meet two conditions: first, although the scope of participation is all family members, including parents, spouses, children, etc. These family members must be insured who have participated in Shenzhen medical insurance. Second, the accumulated amount of medical insurance personal accounts must exceed the average monthly salary of employees in the previous year;

3. Personal account The conditions for family members to use in outpatient service are: the balance of the personal account of the authorized user of comprehensive medical insurance is zero, or there is no personal account of comprehensive medical insurance, but he has participated in other types of insurance in Shenzhen. At present, the association procedure between family members and individual medical insurance accounts is aimed at family members who have participated in medical insurance in Shenzhen (such as migrant workers' medical insurance, children's medical insurance and hospitalization medical insurance).

To sum up, employees' medical insurance participants realize the sharing of medical insurance personal account funds by binding their immediate family members (spouse, parents and children).

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.