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How to do social security after the dismissal of civil servants
Legal analysis: dismissal from public service before retirement pension can not be received. Can be transferred to a new unit to continue to pay; if there is no new unit, you can wait to find a new unit and then transfer. If the economy allows and the new unit may not be available in the short term, you can first turn to freelance status to pay, to find a new unit and then transferred to the new unit. Employees should pay the basic pension insurance premiums in accordance with the proportion of their salary stipulated by the state, which will be credited to their personal accounts.
Legal basis: The Social Insurance Law of the People's Republic of China
Article 11 The basic pension insurance shall be a combination of social coordination and individual accounts. The basic pension insurance fund consists of contributions from employers and individuals and government subsidies.
Article 12 An employing unit shall contribute to the basic pension insurance fund in accordance with the proportion of the total wages of its employees prescribed by the State. Employees shall pay the basic pension insurance premiums in accordance with the proportion of their own wages stipulated by the State and credited to their individual accounts. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employers, and other flexibly employed persons who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance general fund and individual accounts respectively.
Article 13 The basic pension insurance premiums payable by state-owned enterprises and institutions during the period of deemed contribution years before the employees participate in basic pension insurance shall be borne by the government. In the event of a shortfall in the basic pension insurance fund, the government shall provide subsidies.
Article 14 Individual accounts shall not be withdrawn in advance, and the interest rate credited shall not be lower than the bank time deposit rate, and shall be exempt from interest tax. If an individual dies, the balance of the individual account may be inherited.
Article 15 The basic pension consists of a coordinated pension and an individual account pension. The basic pension is determined on the basis of an individual's accumulated years of contributions, contribution wages, the average wage of local workers, the amount of individual account, and the average life expectancy of the urban population.
Article 16 Individuals participating in basic pension insurance shall receive a monthly basic pension if they have accumulated fifteen years of contributions by the time they reach the legal retirement age. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the fifteenth year and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or urban residents' social pension insurance, and shall enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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