Endowment insurance is paid after 15 years. Can I hand it in later?

Endowment insurance/kloc-will be paid in 0/5 years, and can be paid again in the future. 15 is only the minimum period, which means that you can enjoy the monthly pension only after paying 15. The longer the payment time, the more pensions. It is suggested that payment should be continued after 15 years. However, the parties concerned should continue to retreat.

After the payment of old-age insurance is stopped, its old-age insurance account is naturally interrupted. If you want to continue to pay from the original basis, you must pay the year of interruption and the late payment fee before you can continue to pay. Generally, there is a late payment fee, calculated at two thousandths of a day, and interest is charged. Otherwise, the previous payment length of service will not be calculated. Therefore, if you want to give up the previous seniority payment, you don't have to pay it back. You can re-pay after canceling the old-age insurance account.

1. Can we continue to see a doctor together?

You can continue to pay the household registration and pay flexible employment insurance. Or re-sign a contract to pay social insurance at work, you can do it at the place where the payer's household registration is located, or you can do it at the place where the general account with accumulated social insurance 10 or above is located.

2. Should I renew my social security after fifteen years?

According to relevant national policies, the insured of old-age insurance must reach retirement age and pay social security 15 years or more before they can receive basic old-age insurance on a monthly basis. Therefore, the accumulated social security contributions can be suspended after 15 years. What needs to be reminded here is that, generally speaking, the longer and more you pay social security, the more pension you will receive after retirement.

legal ground

People's Republic of China (PRC) social insurance law

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.