What does the medical insurance payment base mean?

Hello: the medical insurance payment base is the base calculated by the medical insurance insured to pay the medical insurance fee according to a certain proportion. At present, the calculation of medical insurance payment base in China is generally determined by my salary. The medical insurance payment base refers to the base calculated by the medical insurance insured to pay the medical insurance premium according to a certain proportion.

At present, the calculation of medical insurance payment base in China is generally determined by my salary. If my total monthly salary exceeds 300% of the average monthly salary of employees in this city last year, it will be paid according to 300% of the average monthly salary of employees in this city last year. If the total monthly salary is lower than 60% of the average monthly salary of employees in this Municipality last year, it shall be paid according to 60% of the average monthly salary of employees in this Municipality last year. However, due to the actual situation in different places, the specific deposit base is determined according to the local actual situation. Once the payment base is determined, it shall not be changed within one year. Total wages refer to the total amount of labor remuneration paid directly by each unit to all employees of the unit within a certain period of time. These include hourly wages _ piece-rate wages _ all kinds of recurrent bonuses related to production, as well as all kinds of wage allowances stipulated by laws and regulations. The basic medical insurance system in China adopts the mode of combining social pooling with individual accounts. The basic medical insurance fund shall, in principle, implement municipal co-ordination. The basic medical insurance covers all employers and their employees in cities and towns; All enterprises, state administrative organs, institutions and other units and their employees must fulfill the obligation to pay the basic medical insurance premium. At present, the employer's contribution ratio is about 6% of the total salary, and the individual contribution ratio is 2% of my salary.

The payment base of medical insurance for employees is based on the total wages of employees themselves and calculated according to a certain proportion. Please call 12333 for specific questions. Total wages refer to the total amount of labor remuneration paid directly by each unit to all employees of the unit within a certain period of time. These include hourly wages _ piece-rate wages _ all kinds of recurrent bonuses related to production, as well as all kinds of wage allowances stipulated by laws and regulations. Personal account of medical insurance is a special account established according to the basic medical insurance policy, which is specially used to store the medical insurance premiums paid by the insured and the funds allocated by the employer according to a certain proportion, and record the medical consumption. The funds in the personal account are used to pay for the out-of-pocket part of medical treatment and medicine purchase.

According to Article 23 of People's Republic of China (PRC) Social Insurance Law.

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.